{"id":21719,"date":"2022-01-26T20:29:04","date_gmt":"2022-01-26T18:29:04","guid":{"rendered":"https:\/\/www.pfser.com\/kriptolitsenziya-v-polshe\/"},"modified":"2026-02-20T21:42:45","modified_gmt":"2026-02-20T19:42:45","slug":"cryptocurrency-license-in-poland","status":"publish","type":"page","link":"https:\/\/www.pfser.com\/en\/cryptocurrency-license-in-poland\/","title":{"rendered":"Cryptocurrency License in Poland"},"content":{"rendered":"

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Cryptocurrency License in Poland (Authorisation) – An Overivew<\/h2>\n

[\/vc_column_text][vc_row_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text]Private Financial Services specialists were among the first to assist with obtaining cryptocurrency license in Poland.
\nSince November 2021, new regulations have appeared in Poland for legal entities wishing to carry out exchange operations with virtual currencies and offer a wallet service. All authorized entities are displayed in the register of activities in the field of virtual currencies. Each entity that received a license has the right to conduct activities on the territory of Poland, as well as outside it.
\nPoland is currently one of the most favorable jurisdictions for doing crypto business with minimal barriers and difficulty to enter the market.<\/p>\n

The crypto-field is regulated by the Ministry of Finance of Poland. A crypto license in Poland allows entrepreneurs to make exchange transactions with virtual currencies and provide a storage service for virtual assets (wallet).<\/p>\n

Company registration can be done remotely. In order to form a company remotely, each participant must have an electronic digital signature and obtain a Polish identification number (PESEL<\/a>). It is needed to apply for a license in Poland through the electronic public administration services platform (e-PUAP), where entry is only possible with PESEL. The application shall be submitted in the form and procedure required by the competent authority.<\/p>\n

It is also worth noting the low requirement for authorized capital for a crypto-company – 5000 PLN or around 1100 EUR.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1605639610781{padding-top: 40px !important;padding-bottom: 20px !important;background-color: #ba8350 !important;}” el_class=”crypto-about__title crypto-container”][vc_column]\n

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Benefits of Crypto-License in Poland (Authorisation)<\/h2>\n

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Timeframes<\/h3>\n

All stages of obtaining a \u0441rypto-license in Poland (considering a remote procedure) take up to two months. The process can always be accelerated by arriving to the place. A visit to Poland for 2 days will reduce the total timeframe for obtaining a license to 1 month.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-about__item”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”2\/3″ offset=”vc_col-xs-10″]\n

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Legislation<\/h3>\n

On April 30, 2021, a bill amending the combating money laundering and terrorist financing law was published. The law was accepted on November 1, 2021 and regulates the following activities:
\na) exchange between virtual currencies and means of payment;
\nb) exchange between virtual currencies;
\nc) brokering the exchanges mentioned above;
\nd) crypto wallet service.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-about__item”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”2\/3″ offset=”vc_col-xs-10″]\n

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Cost<\/h3>\n

A cost of obtaining a \u0441rypto-license in Poland\u00a0starts from EUR 4000.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-about__item”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”2\/3″ offset=”vc_col-xs-10″]\n

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Regulator<\/h3>\n

Crypto activities in Poland are regulated by the combating money laundering and terrorist financing law.
\nLicensed crypto companies are required to keep a register of transactions, collect information and actions that have been taken to prevent money laundering and terrorist financing under the AML\/CTF law.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-about__item”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”2\/3″ offset=”vc_col-xs-10″]\n

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Current account<\/h3>\n

In most cases, European banks do not accept applications for opening bank accounts for crypto companies. Also, in Poland there is no obligation to have a bank account. Nowadays, there are many solutions for opening accounts in payment systems for both administrative and operational activities.<\/p>\n

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Tax Policy<\/h3>\n

All organizations in Poland are required to submit annual reports to the National Court Register (KRS, Krajowy Rejestr S\u0105dowy). For the lack of reporting, a certain system of penalties can be applied, and the founders and the management board of the company are responsible for it. In addition, monthly or quarterly income tax advances are also paid. Income tax declaration is submitted once a year.
\nCorporate Income Tax (CIT) is 9% or 19%. The main VAT rate is 23% (not applicable to crypto transactions). Dividend tax is 19%.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1605639610781{padding-top: 40px !important;padding-bottom: 20px !important;background-color: #ba8350 !important;}” el_class=”crypto-about__title crypto-container”][vc_column]\n

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Cryptocurrency License in Poland
\nStages of Obtaining an Authorization<\/h2>\n

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Stages<\/h3>\n