{"id":21464,"date":"2021-12-01T19:12:46","date_gmt":"2021-12-01T17:12:46","guid":{"rendered":"https:\/\/www.pfser.com\/?page_id=21464"},"modified":"2021-12-07T20:07:09","modified_gmt":"2021-12-07T18:07:09","slug":"pi-license-in-the-uk","status":"publish","type":"page","link":"https:\/\/www.pfser.com\/en\/pi-license-in-the-uk\/","title":{"rendered":"PI License in the UK"},"content":{"rendered":"<p>[vc_row el_class=&#8221;pt-0-c&#8221; css=&#8221;.vc_custom_1629550051004{padding-bottom: 60px !important;}&#8221;][vc_column]<div class='pfser-post-container max-w-1160'><p>[vc_column_text]Private Financial Services provides activity certification for all companies that intend to offer as part of their main activity, payment services, in the UK. We guide these companies step by step through the entire process that transforms them into authorized entities. The final goal of our company is to help you acquire the most suitable variant of PI License in the UK (Payment Institution License). There are more options for you to choose from, and our company will also guide you in choosing which certification suits you best.<\/p>\n<p>As a payment services provider, if you are not an authorized bank or an e-money licensed operator in the UK, you must become a non-banking regulated entity holding one of the following licenses: MSB License, authorized Payment Institution UK License, small Payment Institution License UK and payment Initiation Service Provider License (PISP License).<\/p>\n<p>The Financial Conduct Authority (FCA) is the institution assigned to both authorize and supervise the Payment Institutions from the UK. It has a very good worldwide reputation, as one of the most sympathetic organizations of this kind. Its activity focuses on transparent cooperation and on allowing all businesses to grow their payment services activities without any doubts and concerns. Thus it adopts a policy of clear communication regarding its requirements and norms. This creates a relaxed business environment, where each company knows exactly what is expected from it.[\/vc_column_text]<\/p>\n<\/div>[vc_column_text el_class=&#8221;border-gold border-b-1 border-solid max-w-1100 pt-90&#8243; css=&#8221;.vc_custom_1637870291111{margin-bottom: 80px !important;}&#8221;][\/vc_column_text]\n        <div class='pfser-icon pfser-icon-info pfser-icon--align-center'><img src=\"https:\/\/www.pfser.com\/wp-content\/themes\/levelup\/assets\/icons\/info.svg\" style=\"max-width:-1px;width:-1px;max-height:100px; height:100px;margin-bottom:30px\" alt=\"\"><\/div>\n    [vc_column_text css=&#8221;.vc_custom_1638900208949{padding-bottom: 50px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Features of PI License in the UK<\/h2>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1637884833313{padding-bottom: 50px !important;}&#8221;]<\/p>\n<h3 class=\"color--white\" style=\"text-align: center;\">As a certified Payment Institution (PI), you can provide one of all of the following services:<\/h3>\n<p>[\/vc_column_text][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Services that allow customers to deposit cash in an account, together with all the other operations involved in the management of a payment account;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Services that give customers the possibility to withdraw cash from their account, together with all the other operations involved in the management of a payment account;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Funds transfers on a payment account, including either the user&#8217;s payment company or another similar payment company[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Operating direct debits, one-off direct debits included;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Transactions operated with a payment card or another similar financial tool;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Credit transfers, which also include any standing orders;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Transactional operations which include funds that are obtained through a credit line, and intended for a user of a payment service;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Services which refer to the issuance of payment instruments or acquisition of transactions;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Funds remittance;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Services connected to initiation of payments;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;5\/6&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Services connected to any information regarding the account.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/12&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_column_text css=&#8221;.vc_custom_1637884483773{padding-top: 20px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\">In the case of a Payment Institution License UK that provides the company the right to engage in activities related to payment services, you can also benefit from the following additional services: operate payment transactions, services connected to any foreign exchange, services related to data processing and storage, payment system operations.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;pfser-row&#8211;white&#8221; css=&#8221;.vc_custom_1637870862267{padding-top: 50px !important;padding-bottom: 25px !important;background-color: #fafafa !important;}&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1638900264458{padding-bottom: 50px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Benefits of PI License in the UK<\/h2>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1638900275925{padding-bottom: 30px !important;}&#8221;]<\/p>\n<p class=\"color--black\" style=\"text-align: center;\">There are numerous factors why a PI License in the UK is a great deal for your company:<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image source=&#8221;external_link&#8221; alignment=&#8221;center&#8221; custom_src=&#8221;\/wp-content\/uploads\/2021\/01\/il-benefits.svg&#8221; el_class=&#8221;pfser-icon&#8211;width-75p-mobile&#8221; css=&#8221;.vc_custom_1630373333565{padding-bottom: 50px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;pfser-row&#8211;columns&#8221; css=&#8221;.vc_custom_1637870935343{padding-top: 0px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<p class=\"color--black\" style=\"text-align: justify;\"><strong class=\"text-gold font-light\">FCA is one of the best regulators in the world.\u00a0<\/strong> As per PSRs, FCA granted over 3500 financial services providers to activate and grow on a very strong market. FCA is experienced and its authorization process is one of the fastest and clearest worldwide. FCA specialists have good expertise in FinTech and provide the appropriate regulations, to benefit the entire market.<\/p>\n<p class=\"color--black\" style=\"text-align: justify;\"><strong class=\"text-gold font-light\">Advantageous tax regulations.<\/strong> You won&#8217;t deal with withholding tax for the dividends paid to shareholders.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<p class=\"color--black\" style=\"text-align: justify;\"><strong class=\"text-gold font-light\">The UK is a FinTech Capital, even after Brexit.\u00a0<\/strong> The United Kingdom, and especially London, are among the global leaders of financial markets. Brexit didn&#8217;t change this fact. London is up to this day considered the world leader in investments. The government passed a series of regulations that support all innovative FinTech companies, and they are showing great results.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_separator color=&#8221;#ba8350&#8243; width_in_percentages=&#8221;yes&#8221; css=&#8221;.vc_custom_1637870907415{margin-top: 90px !important;margin-bottom: 80px !important;}&#8221;]\n        <div class='pfser-icon pfser-icon-court pfser-icon--align-center'><img src=\"https:\/\/www.pfser.com\/wp-content\/themes\/levelup\/assets\/icons\/court.svg\" style=\"max-width:-1px;width:-1px;max-height:100px; height:100px;margin-bottom:30px\" alt=\"\"><\/div>\n    [vc_column_text css=&#8221;.vc_custom_1637883317070{padding-bottom: 50px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Legal system<\/h2>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1637883401590{padding-bottom: 50px !important;}&#8221;]<\/p>\n<p class=\"color--black\" style=\"text-align: justify;\">Starting as the Directive 2007\/64\/EC, it was rendered into the 2009&#8217;s Payment Services Regulations, valid at a national extent, in the UK, which became what is generically called, these days, the Payment Institution License UK (PI License UK or API License). The latest changes were brought by the Directive (EU) 2015\/2366 (aka PSD2). The current norms are created according to the initial Payment Service Directive. This includes the basis of the regulatory framework applicable to all payment services providers in the UK. However, this is only the core to which several other regulations are added. The entire legal framework concerns all companies which are authorized through the Payment Institution License UK.<\/p>\n<p class=\"color--black\" style=\"text-align: justify;\">PFSER assists its clients by consulting and applying the specific regulations from both the EU and the UK, such as:<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--black\" style=\"text-align: left;\">Data Protection Act, from 2018;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--black\" style=\"text-align: left;\"><a href=\"https:\/\/www.legislation.gov.uk\/uksi\/2017\/752\/contents\/made\" rel=\"nofollow noopener\" target=\"_blank\">The Payment Services Regulations, from 2017<\/a>;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--black\" style=\"text-align: left;\">The Money Laundering, Terrorist Financing and Transfer of Funds Regulations (Information on the Payer), from 2017 with amendments;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--black\" style=\"text-align: left;\">The Payment in Euro Regulations (Credit Transfers and Direct Debits), from 2012;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--black\" style=\"text-align: left;\"><a href=\"https:\/\/www.legislation.gov.uk\/ukpga\/2000\/8\/contents\" rel=\"nofollow noopener\" target=\"_blank\">The Financial Services and Markets Act, from 2000<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; el_class=&#8221;pfser-row&#8211;colored&#8221; css=&#8221;.vc_custom_1605669871278{padding-top: 50px !important;padding-bottom: 60px !important;background-color: #1b1d1f !important;}&#8221;][vc_column]\n        <div class='pfser-icon pfser-icon-people pfser-icon--align-center'><img src=\"https:\/\/www.pfser.com\/wp-content\/themes\/levelup\/assets\/icons\/people.svg\" style=\"max-width:-1px;width:-1px;max-height:100px; height:100px;margin-bottom:30px\" alt=\"\"><\/div>\n    [vc_column_text css=&#8221;.vc_custom_1637884510870{padding-bottom: 50px !important;}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Types of licenses<\/h2>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;.vc_custom_1637884538462{padding-bottom: 50px !important;}&#8221;]<\/p>\n<p class=\"color--white\" style=\"text-align: justify;\">Because sometimes the specific terminology doesn&#8217;t clearly explain the major differences between the PI licenses, we present you the details that make clear each license type.<\/p>\n<p class=\"color--white\" style=\"text-align: justify;\">Usually, the license categories referred to above, include MSB, Small PI, API, PISP. Although many people consider the RAISP License as part of PI Licenses UK, we remind you that this is not the actual case.<\/p>\n<p class=\"color--white\" style=\"text-align: justify;\">The categories taken into account for differentiation are as follows:<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--white\" style=\"text-align: left;\">Placement of cash, money withdrawals, operations through payment account;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--white\" style=\"text-align: left;\">Operating payment transactions;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--white\" style=\"text-align: left;\">Payment instruments issuance, payment transactions acquisitions;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--white\" style=\"text-align: left;\">Money remittance;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--white\" style=\"text-align: left;\">Services connected to payment initiation;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--white\" style=\"text-align: left;\">Services connected to account information;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;2\/3&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZC1icm93biUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]<\/p>\n<p class=\"color--white\" style=\"text-align: left;\">The initial required capital.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/6&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_separator color=&#8221;#ba8350&#8243; width_in_percentages=&#8221;yes&#8221; css=&#8221;.vc_custom_1637884715104{margin-top: 75px !important;margin-bottom: 80px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1638900297207{padding-bottom: 50px !important;}&#8221;]<\/p>\n<h3 class=\"color--white\" style=\"text-align: center;\">Here are the main PI License in the UK categories, and the important elements that define them:<\/h3>\n<p>[\/vc_column_text][vc_row_inner equal_height=&#8221;yes&#8221; el_class=&#8221;max-w-1100 grid-gap-40 pfser-bordered-lists&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;h-100p-c&#8221; width=&#8221;1\/2&#8243;]<div class=\"pfser-list pfser-list--leo-head-white pfser-list--left-bordered h-100p pfser-list--leo-head-fh pfser-list--leo-head-sh\"><style>#pfser-list__container--69e14ffb1d995 .pfser-list__item:not(:last-of-type) { margin-bottom:30px }<\/style><div id='pfser-list__container--69e14ffb1d995' class='pfser-list__container'><p>[vc_column_text]MSB &ndash; Money Service Business License[\/vc_column_text][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">In the UK, an MSB license will ensure the certification for the following activities:<\/p>\n<p>[\/vc_column_text][vc_column_text]Activities of a currency exchange office;[\/vc_column_text][vc_column_text]Transfer of money or other equivalent representations, through all possible means (funds transmittal);[\/vc_column_text][vc_column_text]Cash in cheques payable to the client (from third parties).[\/vc_column_text][vc_column_text el_class=&rdquo;no-list&rdquo;]<\/p>\n<p style=\"text-align: justify;\">Usually, HMRC is the institution responsible for the registration and supervision of MSB. However, if they provide money remittance services, they also need to be certified by FCA, and to become a Payment Institution UK, according to Payment Services Regulations, from 2017. FCA will authorize MBSs only for the money remittance. Therefore, not all MBSs receive a Payment License UK from FCA. They are not obliged to. However, if they decide to enter the money transfer activity, or cheque cashing, they have to register with the FCA and be supervised by them. Thus, not all MBS activities fall under the regulations of FCA, and the Principles for Business do not apply to all their services.<\/p>\n<p>[\/vc_column_text]<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;h-100p-c&#8221; width=&#8221;1\/2&#8243;]<div class=\"pfser-list pfser-list--leo-head-white pfser-list--left-bordered h-100p pfser-list--leo-head-fh pfser-list--leo-head-sh\"><style>#pfser-list__container--69e14ffb1da00 .pfser-list__item:not(:last-of-type) { margin-bottom:30px }<\/style><div id='pfser-list__container--69e14ffb1da00' class='pfser-list__container'><p>[vc_column_text]API &ndash; Authorised Payment Institution License[\/vc_column_text][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">This type of license certifies your company for all the services covered by the PSR 2017, Schedule 1, Part 1. The application process, in this case, includes the obligation to explain the reason you need authorization for each specific payment service. You need to present how each of these financial services fits together within the greater business model and plan of your company.<\/p>\n<p style=\"text-align: justify;\">PFSER assists companies in the following matters: identification of best payment services for each business model, design an explanation for the need of each payment service, according to FCA regulations. PFSER also helps your business go one step forward, with acquiring the E-Money License UK.<\/p>\n<p style=\"text-align: justify;\">If you want to become an API business, you need an initial capital amounting to GBP 125.000. For the additional payment initiation and account information services, you also need to hold a professional indemnity guarantee.<\/p>\n<p>[\/vc_column_text]<\/p>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_separator color=&#8221;#ffffff&#8221; thickness=&#8221;3&#8243; width_in_percentages=&#8221;yes&#8221; css=&#8221;.vc_custom_1637880761163{margin-top: 90px !important;margin-bottom: 80px !important;}&#8221;][vc_row_inner equal_height=&#8221;yes&#8221; el_class=&#8221;max-w-1100 grid-gap-40 pfser-bordered-lists&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;h-100p-c&#8221; width=&#8221;1\/2&#8243;]<div class=\"pfser-list pfser-list--leo-head-white pfser-list--left-bordered h-100p pfser-list--leo-head-fh pfser-list--leo-head-sh\"><style>#pfser-list__container--69e14ffb1da27 .pfser-list__item:not(:last-of-type) { margin-bottom:30px }<\/style><div id='pfser-list__container--69e14ffb1da27' class='pfser-list__container'><p>[vc_column_text]PISP &ndash; Payment Initiation Service Provider License[\/vc_column_text][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">This refers to the authorization to act as an initiation services provider. This is a different type of license as there is a different type of regulations applicable.<\/p>\n<p style=\"text-align: justify;\">If your company intends to activate only as an initiation services provider, an initial capital of GBP 50,000 is required. Additionally, you have to hold a guarantee, like professional indemnity insurance or something alike. The purpose is to be covered for the areas where the PISPS provides this payment initiation service.<\/p>\n<p>[\/vc_column_text]<\/p>\n<\/div><\/div>[\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;h-100p-c&#8221; width=&#8221;1\/2&#8243;]<div class=\"pfser-list pfser-list--leo-head-white pfser-list--left-bordered h-100p pfser-list--leo-head-fh pfser-list--leo-head-sh\"><style>#pfser-list__container--69e14ffb1daaa .pfser-list__item:not(:last-of-type) { margin-bottom:30px }<\/style><div id='pfser-list__container--69e14ffb1daaa' class='pfser-list__container'><p>[vc_column_text]Small PI[\/vc_column_text][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">Their FCA authorized activity includes cash transfer and withdrawal, all operations connected to the payment account, operations for payment transactions, issuance of payment instruments and acquisition of transactions, plus the money remittance service.<\/p>\n<p>[\/vc_column_text]<\/p>\n<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1604093814111{padding-top: 50px !important;padding-bottom: 60px !important;background-color: #ba8350 !important;}&#8221;][vc_column text_color=&#8221;#fafafa&#8221;][vc_column_text css=&#8221;.vc_custom_1637884285455{margin-bottom: 50px !important;}&#8221;]<\/p>\n<h3 class=\"typo-heading-h2 text-white\" style=\"text-align: center;\">Any newcomer might have a hard time with the registration and authorization process for the Payment Institution License UK. Thus, PFSER provides you all the useful know-how and industry insights.<\/h3>\n<h3 class=\"typo-heading-h2 text-white\" style=\"text-align: center;\">We help you decide which is the best type of license for your intended activity. We provide you with all the elements needed for authorization and with a strong activity framework. PFSER services consist of:<\/h3>\n<p>[\/vc_column_text][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;1\/2&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Company formation services;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;1\/2&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Drafting and filing the documents for authorization and registration under FCA;[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;1\/2&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Legal counseling for UK company legal matters;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;1\/2&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Trademark and domain names incorporation and registration;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;1\/2&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Communication with FCA during the whole process of authorization\/ registration;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;1\/2&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Counseling in regard to the appropriate business model, banking partners, employees, software, etc;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;crypto-support__item&#8211;slim&#8221;][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; el_class=&#8221;custom_flex_container&#8221; width=&#8221;1\/2&#8243; offset=&#8221;vc_col-xs-10&#8243;][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Assistance with finding appropriate safeguarding account.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=&#8221;&#8221; text_hover_color=&#8221;&#8221; width=&#8221;1\/4&#8243; offset=&#8221;vc_col-xs-1&#8243;][\/vc_column_inner][\/vc_row_inner]\n        <div class='pfser-icon pfser-icon-logo pfser-icon--align-center'><div class='pfser-icon__image' style='max-width:200px;width:100%'><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"400\" height=\"120\" viewBox=\"0 0 400 120\"><defs><linearGradient id=\"prefix__a\" x1=\"38.359%\" x2=\"50%\" y1=\"46.425%\" y2=\"52.205%\"><stop offset=\"0%\" stop-color=\"#FFF\"\/><stop offset=\"100%\" stop-color=\"#AAA7BA\"\/><\/linearGradient><\/defs><path fill=\"#ffffff\" d=\"M144.304 11.154s-8.101 0-9.874.253c-1.772.253-2.531.76-2.531.76l-3.545 3.797 12.659-1.266c-.254-.253 1.519-3.038 3.29-3.544zm68.354 97.455c7.595 0 15.19.253 22.785.253-.253-1.012-.506-3.29 1.013-4.05 1.519-.506 3.038-.76 3.038-.76l3.29.507 4.558.506s.76-.506.76-2.531c.252-2.025-.507-5.316-3.039-6.834-2.531-1.52-9.62-7.341-14.43-12.15-4.05-4.05-10.38-13.67-11.14-20.251-.759-7.594-.759-10.632-.759-10.632s-2.785 11.391-1.772 13.923c-2.278-.254-5.063 1.012-9.62 3.037-7.848 3.544-11.646 7.34-20 10.378-8.355 3.038-18.734 1.52-18.734 1.52s1.519-1.013 2.531-3.545c.76-2.53.76-6.328.76-6.328s-.76 3.038-4.05 7.088c-2.786 3.544-19.241 25.313-21.267 25.82-1.519.505-3.038 3.543-3.544 4.809 6.582-.254 13.165-.254 19.747-.507.253-1.012.76-2.025 1.266-2.531 1.519-1.266 8.354-1.266 8.354-1.266s1.772-3.543.253-7.34c-1.519-4.05-4.05-9.366-4.05-14.176 0 0 4.81.76 9.62.253 5.063-.506 9.114-1.518 9.114-1.518s-2.785 4.81-3.798 4.81c-1.012 0-2.025.505-2.025 1.518 0 1.012 2.025 7.34 3.544 9.113 1.52 1.771.507 7.34.507 7.34-2.026.253-5.823 1.266-6.33 3.544h14.684c.253-.76.506-1.519.76-2.025.506-1.012 5.063-2.025 6.329-2.025 1.265 0 4.303-1.012 4.303-1.012l7.09-8.607s-.254-2.531-2.533-5.569c-3.29-4.556-8.354-8.1-5.316-14.934 0 0 6.835-4.05 8.86-4.557 2.026-.506 4.051 0 5.57 1.52 1.52 1.518 4.051 6.327 5.064 7.593 1.012 1.266 3.797 5.316 3.797 5.316s-2.025 8.1-2.278 9.872l-.507 3.544-10.126 8.1s-2.279 1.265-2.532 2.531l.253.253zm40.507.76C305.063 110.887 354.43 114.43 400 120c-63.544-3.797-130.633-5.822-200-5.822-69.367 0-136.456 2.025-200 5.822 38.987-4.81 80.76-8.1 124.557-9.872 0-.506 1.266-4.81 2.532-5.316 1.265-.506 10.38-.506 10.38-.506s7.088-24.047 11.139-31.641c1.519-3.038 2.784-6.329 4.05-9.113-2.278 2.278-4.557 4.81-6.076 7.088-5.063 7.34-7.341 13.162-7.341 13.162s-3.798-27.59-11.14-37.463l9.114-5.822 5.317-5.062c.506.253 2.784 1.012 7.088 4.303 5.317 3.544 8.355 10.631 8.355 10.631s-.76-4.303-3.038-7.847c-2.026-3.037-8.608-7.847-10.38-9.112l1.519-1.52h.253l.253-.252 8.102-3.291.253-.506 1.519-6.075s8.354 4.81 14.43 7.087c5.823 2.278 8.608 4.05 12.405 4.557-2.025 5.568-5.57 11.39-12.658 14.934 1.772-.506 3.544-1.265 5.316-2.025 2.279-1.265 4.81-3.544 6.076-5.062 1.772 1.012 4.304 2.025 7.342 2.025 11.646.253 13.671-2.785 25.57-5.822 9.114-2.279 18.48-.253 25.063 6.075 2.785-.253 6.076-.506 7.089-1.266 2.278-1.519 4.557-8.1-.254-14.175-4.557-6.075-14.936-6.582-33.417-2.025-18.228 4.556-27.089-6.075-24.81-15.694C190.886.775 203.038-.743 216.203.27c12.91 1.265 25.822 6.834 25.822 6.834s1.52-.253 4.81-2.025c3.292-2.025 11.393 1.772 15.95 4.303 4.81 2.532 11.645.76 11.645.76s-8.354 8.86-17.468 8.353c-9.114-.506-9.873-2.531-16.203-7.847-6.329-5.063-22.531-8.607-38.227-6.075-15.697 2.531-8.608 17.972 4.05 17.466 12.659-.507 21.266-8.354 36.962-2.785 15.697 5.822 15.443 17.213 12.152 23.288-2.025 4.05-7.595 6.329-10.886 7.594v.253c5.823 11.391 4.05 25.82 5.823 33.16 1.772 7.341 7.342 14.429 7.342 14.429s1.012 2.784.253 4.81c-.76 2.024-1.772 2.784-3.038 3.29-.76.76-1.772 2.784-2.025 3.29zM141.519 15.457s4.557-3.797 5.316-4.05c.76-.253 16.203 3.291 21.013 5.063 1.013 2.784 7.089 10.631 11.646 13.922-6.33-.76-14.937-6.075-20.76-8.606v-3.291l-1.012-1.013h-13.418l-2.785-2.025zm-37.215 16.96l-.253 1.266 2.025 2.025 3.291 3.544 1.266.759 3.038.76-1.266-2.532 3.798-2.784 2.784 3.037 1.266 4.303-3.797 2.532-1.772-.253-.507-1.52h-.76l.254 3.545s.506 1.518 1.013 2.278c.506.76 2.784 5.315 2.784 5.315l4.304-3.037.253-3.29 14.178-8.86 8.86-8.354 8.861-3.543L155.95 19h-12.405l-3.797-3.544-19.494 2.532-2.025 4.05s-6.33 4.81-8.101 5.569c-1.773.759-5.823 4.81-5.823 4.81zm17.468-6.834l2.025-2.532 6.076-1.012-5.57 3.797-2.53-.253z\"\/><\/svg>\n<\/div><\/div>\n    [\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; 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css=&#8221;.vc_custom_1629550051004{padding-bottom: 60px !important;}&#8221;][vc_column][vc_column_text el_class=&#8221;border-gold border-b-1 border-solid max-w-1100 pt-90&#8243; css=&#8221;.vc_custom_1637870291111{margin-bottom: 80px !important;}&#8221;][\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1638900208949{padding-bottom: 50px !important;}&#8221;] Features of PI License in the UK [\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1637884833313{padding-bottom: 50px !important;}&#8221;] As a certified [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":76,"comment_status":"closed","ping_status":"closed","template":"dark-page.php","meta":{"inline_featured_image":false,"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.pfser.com\/en\/wp-json\/wp\/v2\/pages\/21464"}],"collection":[{"href":"https:\/\/www.pfser.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pfser.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pfser.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pfser.com\/en\/wp-json\/wp\/v2\/comments?post=21464"}],"version-history":[{"count":5,"href":"https:\/\/www.pfser.com\/en\/wp-json\/wp\/v2\/pages\/21464\/revisions"}],"predecessor-version":[{"id":21493,"href":"https:\/\/www.pfser.com\/en\/wp-json\/wp\/v2\/pages\/21464\/revisions\/21493"}],"wp:attachment":[{"href":"https:\/\/www.pfser.com\/en\/wp-json\/wp\/v2\/media?parent=21464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}