{"id":14282,"date":"2018-07-10T13:27:03","date_gmt":"2018-07-10T11:27:03","guid":{"rendered":"https:\/\/www.pfser.com\/?page_id=14282"},"modified":"2026-07-29T13:37:21","modified_gmt":"2026-07-29T11:37:21","slug":"cryptocurrency-license-in-estonia","status":"publish","type":"page","link":"https:\/\/www.pfser.com\/en\/cryptocurrency-license-in-estonia\/","title":{"rendered":"Cryptocurrency License in Estonia"},"content":{"rendered":"

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An Overview of Cryptocurrency License in Estonia in 2026<\/h2>\n

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On 1 July 2026, every legacy Estonian crypto license died.<\/strong> The FIU-issued VASP licenses that made Estonia<\/a><\/span> famous \u2014 over 2 000 of them at the peak \u2014 expired at the end of the transition period, with no automatic conversion. Since then, only one authorization is valid: a MiCA CASP license issued by Finantsinspektsioon, the Estonian Financial Supervision and Resolution Authority, under the Crypto Asset Market Act. The bar is higher \u2014 real capital, real substance, DORA-grade IT resilience \u2014 but so is the prize: a full EU license with passporting rights to all 27 member states, in the most digitally advanced jurisdiction in Europe, with 0% corporate tax on retained profits.<\/p>\n

Private Financial Services<\/a><\/span> has been licensed as a corporate service provider in Estonia since the 1990s, with our own office in Tallinn. We accompanied some of the very first Estonian crypto licenses in 2017 and over 70 in 2018 alone \u2014 and we have guided clients through every regulatory turn since: the 2020 merger, the 2022 tightening, and now the MiCA transition.<\/p>\n

An Estonian cryptocurrency license today means a Crypto-Asset Service Provider (CASP) authorization issued by Finantsinspektsioon under Regulation (EU) 2023\/1114 (MiCA) and the Estonian Crypto Asset Market Act, in force since 1 July 2024. It covers exchange services, custody and administration of crypto-assets, transfer services, operating a trading platform, order execution, placement, advisory and portfolio management. The former regime \u2014 VASP registration with the Financial Intelligence Unit under the Money Laundering and Terrorist Financing Prevention Act \u2014 no longer exists for practical purposes: new FIU licenses stopped being issued when MiCA took full effect on 30 December 2024, and existing ones expired on 1 July 2026 unless the holder had obtained, or duly applied for, CASP authorization from the FSA.<\/p>\n

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From Pioneer to MiCA: Estonia’s Crypto Regulation Timeline<\/h2>\n

[\/vc_column_text][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]2017 \u2014 FIU licensing begins. Estonia becomes the first EU state to license crypto, with two license types for exchange and wallet services. PFS accompanies some of the first applications;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]2019\u20132020 \u2014 first tightening. The fee rises to 3 300 EUR, review takes 90 days, a local office and an AML officer become mandatory; around 1 800 dormant licenses are revoked and the two licenses merge into a single VASP license;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]2022 \u2014 VASP Act overhaul. Capital of 100 000 to 250 000 EUR, substance requirements and intensified FIU supervision; the market consolidates from thousands of holders to dozens of serious operators;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]30 June and 30 December 2024 \u2014 MiCA phase-in. Stablecoin (ART and EMT) rules apply from June, full CASP authorization requirements from 30 December; the Crypto Asset Market Act enters into force on 1 July 2024 and names the FSA as the sole licensing authority;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]1 July 2026 \u2014 the transition ends. All legacy FIU VASP licenses expire, with no automatic conversion. Only FSA-issued CASP authorizations remain valid.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text css=”.vc_custom_1753900000012{padding-top: 25px !important;}”]<\/p>\n

If you held an FIU license and did not transition, your authorization has lapsed and continued client-facing activity is unlicensed. Contact us urgently \u2014 the path back is a fresh CASP application, and your operating history can still work in your favour if it is presented correctly.<\/p>\n

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CASP Requirements in Estonia in 2026<\/h2>\n

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The FSA licenses crypto businesses to the standard of traditional financial institutions. The core requirements are:<\/p>\n

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An Estonian entity (O\u00dc) with a registered office and genuine operational presence in the country \u2014 core business activities must be demonstrably connected to Estonia; virtual offices and nominee-only structures fail FSA review;<\/p>\n

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Initial capital under MiCA Article 67, by service class: 50 000 EUR for Class 1 (execution, transfer, placement, advisory), 125 000 EUR for Class 2 (custody, exchange against fiat or crypto) and 150 000 EUR for Class 3 (operating a trading platform). Ongoing own funds must equal the higher of the class minimum or 25% of the previous year’s fixed overheads, and capital must be fully paid in fiat into an EEA account with a documented source of funds;<\/p>\n

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Governance: at least two management board members and fit-and-proper clearance for all board members, UBOs and key function holders \u2014 clean criminal records from every relevant jurisdiction, higher education, good repute and two or more years of relevant experience. Key roles must be segregated: a board member cannot double as the AML officer;<\/p>\n

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An Estonia-based AML officer with independent access to the board, plus a separate compliance function and internal audit \u2014 in-house or outsourced \u2014 and an appointed external auditor;<\/p>\n

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An AML\/CFT framework: risk-based KYC and KYB, enhanced due diligence for PEPs and high-risk clients, real-time transaction monitoring, prompt STR reporting to the FIU and full FATF Travel Rule compliance with no minimum threshold;<\/p>\n

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ICT resilience under DORA: documented IT architecture, cybersecurity policies, penetration testing, business-continuity and incident-reporting procedures, with major ICT incidents reported to the FSA and RIA;<\/p>\n

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Client asset protection: strict segregation of client crypto-assets and funds from the company’s own, with resilient key-management and disaster-recovery arrangements for custodians;<\/p>\n

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EEA banking: a corporate account with a credit, e-money or payment institution operating in Estonia.<\/p>\n

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Some Estonian sources still cite the legacy VASP amounts of 100 000 and 250 000 EUR. We verify the exact capital figure for your service set against the FSA’s current guidance before filing.<\/p>\n

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Benefits of Cryptocurrency License in Estonia<\/h2>\n

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A full EU passport<\/h3>\n

One FSA authorization gives notification-based access to all 27 member states \u2014 the same MiCA license as Germany or France, obtained in a jurisdiction where the entire process runs digitally. Passport notifications are filed through the Estonian FSA and the license itself is granted for an indefinite period.<\/p>\n

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Legislation<\/h3>\n

In 2017 Estonia was one of the first countries in the world to introduce cryptocurrency regulation, and it moved to the EU standard early. The framework today is Regulation (EU) 2023\/1114 (MiCA) together with the Estonian Crypto Asset Market Act, with Finantsinspektsioon as the sole licensing authority. One CASP authorization covers exchange, custody, transfers, trading-platform operation, order execution, placement, advisory and portfolio management.<\/p>\n

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Post-cleanup credibility<\/h3>\n

Estonia deliberately shrank its register from more than 2 000 light-touch licensees to a hard core of institution-grade CASPs. Holding an Estonian license in 2026 signals that you survived the strictest consolidation in Europe \u2014 and banks, payment partners and counterparties know it.<\/p>\n

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Terms<\/h3>\n

Realistic time to operational readiness is 4 to 8 months. The FSA runs a completeness check of roughly 25 working days and a substantive review of roughly 40 working days, extendable by a further 20. The review clock starts only when the file is complete, so polished documentation is the single biggest accelerator.<\/p>\n

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E-residency and digital administration<\/h3>\n

Estonia is open to entrepreneurs from all over the world and is recognized as one of the most developed countries in terms of digitalization and IT. A person who intends to do business there may apply for an e-residence card<\/a> that allows access to all government services. Combined with digital signatures, one-day remote incorporation and electronic filings with the regulator, operational friction is the lowest in the EU.<\/p>\n

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Tax policy and 0% Tax<\/h3>\n

According to the OECD<\/a>, the tax policy in Estonia is one of the most competitive in the world. There is no corporate income tax on retained and reinvested profits: you reinvest everything and scale tax-free, paying 22% only when profits are distributed, at the rate effective from 2025. Crypto exchange services are VAT-exempt under EU law, and Estonia maintains an extensive double-tax-treaty network.<\/p>\n

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Honest caveats<\/h3>\n

Estonia is no longer the cheap and fast license of 2018 \u2014 that product is gone EU-wide under MiCA, and anyone advertising it is selling the past. The FSA demands genuine local substance: a real office, an Estonia-based AML officer and engaged local management. And if your model is non-custodial software, pure development or non-EU-facing, a full CASP may be oversized. We will tell you before you spend, and can propose alternative jurisdictions where they fit better.<\/p>\n

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Step by Step: Getting an Estonian CASP License<\/h2>\n

[\/vc_column_text][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Scoping \u2014 map your services to MiCA classes and asset categories (utility tokens, ARTs, EMTs) and define the target markets for passporting from day one (1\u20132 weeks);[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Corporate setup \u2014 register the O\u00dc<\/a>, remotely and in a day with e-Residency, secure a real office and draft articles reflecting the licensed activities (1\u20132 weeks);[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Team formation \u2014 appoint the management board, hire the Estonia-based AML officer and contract the compliance and audit functions (in parallel);[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Capital \u2014 open the EEA account, deposit the share capital for your class and obtain the bank certificate and source-of-funds evidence (up to 1 week);[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Application dossier \u2014 a two- or three-year business plan with financials, governance charts, fit-and-proper files, AML\/CFT and Travel Rule procedures, DORA-aligned IT documentation and the opening balance sheet (3\u20136 weeks);[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Filing with the FSA \u2014 electronic submission with digital signatures and payment of the 10 000 EUR state fee, non-refundable, under the CMA schedule (1 week);[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]FSA review \u2014 a completeness check of about 25 working days and a substantive review of about 40 working days, extendable by 20; expect information requests and possible board interviews (2\u20134+ months);[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”2\/3″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Authorization and passporting \u2014 the CASP license is granted for an indefinite period and passport notifications to other EU states are filed through the FSA.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/6″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/6″][\/vc_column_inner][vc_column_inner width=”2\/3″][vc_column_text css=”.vc_custom_1753900000032{padding-top: 25px !important;}”]<\/p>\n

Realistic total: 4 to 8 months to operational readiness, with banking onboarding \u2014 which should run in parallel from day one \u2014 frequently the longest single track.<\/p>\n

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Estonia Crypto License Cost 2026<\/h2>\n

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The Estonian CASP license is no longer a low-cost product, but it remains one of the most efficient routes to a full EU authorization. Budget items to plan for:<\/p>\n

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State application fee to the FSA \u2013 10 000 EUR, non-refundable, per the CMA schedule (legacy FIU-era sources cite 3 300 EUR; we verify the current figure with the FSA);<\/p>\n

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Initial capital \u2013 50 000 \/ 125 000 \/ 150 000 EUR by MiCA class; this is retained in the company, not a fee;<\/p>\n

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Legal and application preparation \u2013 10 000 \u2013 40 000 EUR: business plan, policies, governance pack;<\/p>\n

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IT and DORA documentation with a security audit \u2013 5 000 \u2013 30 000 EUR, higher for custody and trading platforms;<\/p>\n

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Banking and EMI onboarding \u2013 5 000 \u2013 50 000 EUR, often the longest and costliest track;<\/p>\n

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Company formation and office \u2013 2 000 \u2013 6 000 EUR; a real office is required;<\/p>\n

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Ongoing annual compliance \u2013 30 000 \u2013 100 000 EUR per year: AML officer, audits, reporting, software;<\/p>\n

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Realistic first-year total \u2013 35 000 \u2013 150 000 EUR and above, excluding the retained share capital.<\/p>\n

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Ready-made companies:
\nthe honest answer<\/h2>\n

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The classic offer to buy a shelf company with an active Estonian crypto license is effectively dead. Legacy FIU-licensed shelf companies lost their authorization on 1 July 2026 \u2014 buying one today buys you a company with no license.<\/p>\n

Acquiring a genuine CASP-authorized company is legally possible, but it is not a shortcut: any acquisition of a qualifying holding requires prior FSA assessment and approval of the new owners, covering fit-and-proper and source of funds. That effectively re-runs the key parts of the licensing review, on a timeline comparable to a fresh application, plus the seller’s premium and the inherited operational history. In most cases a clean new application is faster, cheaper and safer. Where an acquisition genuinely fits \u2014 buying an operating business rather than a paper license \u2014 we run the due diligence and the FSA ownership-change process end to end.<\/p>\n

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How to Check the Estonian Crypto License Register<\/h2>\n

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Two registers matter in 2026. Current CASP authorizations issued by Finantsinspektsioon appear in the FSA’s public list of authorized entities and in ESMA’s EU-wide interim MiCA register of authorized CASPs. The old FIU register of VASP licenses is now historical: an entry there without a corresponding FSA authorization means the license has expired. If a provider claims an Estonian crypto license, verify it against the FSA and ESMA lists, not the legacy FIU register.<\/p>\n

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PFSER specialists will provide the following services:<\/h3>\n

[\/vc_column_text][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Preliminary review of the business model and mapping of your services to MiCA classes;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Full support to establish the Estonian company and secure a real office;[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Development of the compliance program, AML\/CFT policies and Travel Rule procedures;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]DORA-aligned IT documentation and preparation for the security audit;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Fit-and-proper files for the board, UBOs and key function holders;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Submission of all documents and applications to Finantsinspektsioon, and handling its information requests;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Recruitment of the Estonia-based AML officer and management board, contact person service;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]EEA banking and EMI onboarding, run in parallel from day one;[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=”crypto-support__item–slim”][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” el_class=”custom_flex_container” width=”1\/2″ offset=”vc_col-xs-10″][vc_raw_html]JTNDZGl2JTIwY2xhc3MlM0QlMjJsZW9faGVhZCUyMiUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][vc_column_text]Passport notifications to other EU member states, legal and accounting consultation.[\/vc_column_text][\/vc_column_inner][vc_column_inner text_color=”” text_hover_color=”” width=”1\/4″ offset=”vc_col-xs-1″][\/vc_column_inner][\/vc_row_inner][vc_column_text css=”.vc_custom_1636412769397{margin-bottom: 50px !important;padding-top: 15px !important;}”]<\/p>\n

We accompanied some of the first Estonian crypto licenses in 2017, over 70 in 2018 alone, and every regulatory turn since.<\/h3>\n

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